Lloyds Bank Delhi: "Can I speak to Mr ..... please my name is Pardeep from Lloyds TSB"
Me: "I'm afraid he is out on site I'm not expecting him back in the office till 4pm"
Lloyds Bank Dehli: "Oh, I do need to speak with him what time shall I call back?"
Me: "Call me adventurous how about 4pm?"
Lloyds Bank Dehli: "OK I will call at that time then"